Our pick for most teams
75.9/ 100
- Price
- From $25.20/user/mo · $216/user/yr
- Free plan
- Not verified
Claude vs Microsoft 365 Copilot: Microsoft 365 Copilot fits most teams of 5
Start here: Microsoft 365 Copilot
Small businesses already on Microsoft 365 who want Copilot in Word, Excel, Outlook and Teams
57.6/ 100
- Price
- From $25/user/mo · $240/user/yr
- Free plan
- Free: usage resets on a rolling five-hour window; up to 5 projects; Sonnet and Haiku only
Add more tools to this comparisonCompare a different set
Which one fits your team
- Checked 2026-10-16
- 3 sources
The score is worked out from the facts below. How we score tools. What we earn is not part of it.
Microsoft 365 Copilot: who it fits and who it does not
- Good for
- Small businesses already on Microsoft 365 who want Copilot in Word, Excel, Outlook and Teams
- Not for
- Businesses not on Microsoft 365 (the add-on needs a qualifying plan)
- The catch
- Copilot sits inside the Office apps your team already uses, but the add-on needs a paid Microsoft 365 plan and its lower yearly price is a first-year promotion.
Data last verified: 2026-10-16
Claude: who it fits and who it does not
- Good for
- Beginner and working programmers needing code generation and debugging
- Content creators drafting posts and long-form text in different tones
- Visual learners who benefit from charts and diagrams
- Not for
- Budget-limited users who want advanced features on the free plan
- Users needing built-in image, video or audio generation
- People needing predictable usage limits
- The catch
- Strong writing and coding assistant, but usage limits are hard to predict and the free plan is constrained.
Data last verified: 2026-10-18
What each one costs over five years
Same team size, cheapest plan of each, paid monthly or yearly.
Microsoft 365 Copilot
Five years for a team of 5, paid yearly: $5,400
On the Microsoft 365 Copilot Business (add-on) plan, at today's price. We do not assume a rise.
- Paid monthly, one year
- $1,512
- Paid yearly, one year
- $1,080
Paying yearly saves $432 a year (29%).
Change the number to see your own total. Nothing is sent anywhere.
Vendor pricing page · checked 2026-10-18Claude
Five years for a team of 5, paid yearly: $6,000
On the Team (Standard seat) plan, at today's price. We do not assume a rise.
- Paid monthly, one year
- $1,500
- Paid yearly, one year
- $1,200
Paying yearly saves $300 a year (20%).
Change the number to see your own total. Nothing is sent anywhere.
Vendor pricing page · checked 2026-10-18The four facts that decide it
| Microsoft 365 Copilot | Claude | |
|---|---|---|
| Score out of 100 | 75.9 | 57.6 |
| Cheapest plan | Microsoft 365 Copilot Business (add-on) | Team (Standard seat) |
| Free plan | Not verified | Free: usage resets on a rolling five-hour window; up to 5 projects; Sonnet and Haiku only |
| Works with (apps) | 6 | 7 |
Every figure comes from the vendor's own pages, listed under Sources.
Microsoft 365 Copilot
- Score out of 100
- 75.9
- Cheapest plan
- Microsoft 365 Copilot Business (add-on)
- Free plan
- Not verified
- Works with (apps)
- 6
Claude
- Score out of 100
- 57.6
- Cheapest plan
- Team (Standard seat)
- Free plan
- Free: usage resets on a rolling five-hour window; up to 5 projects; Sonnet and Haiku only
- Works with (apps)
- 7
Feature by feature, on the same list
Open a row for the vendor's own wording and the page we read it on.
Chat interfaceMicrosoft 365 Copilot: YesClaude: Yes
File uploadMicrosoft 365 Copilot: Not verifiedClaude: Yes
- Microsoft 365 Copilot
- Not verified: the vendor gives no detail. Not verified
Web browsingMicrosoft 365 Copilot: YesClaude: Yes
Understands imagesMicrosoft 365 Copilot: Not verifiedClaude: Not verified
- Microsoft 365 Copilot
- Not verified: the vendor gives no detail. Not verified
- Claude
- Not verified: the vendor gives no detail. Not verified
Voice modeMicrosoft 365 Copilot: YesClaude: Yes
Follows your standing instructionsMicrosoft 365 Copilot: YesClaude: Yes
- Microsoft 365 Copilot
- User preferences on all plans; org-wide instructions on Team and Enterprise Vendor page · checked 2026-10-18
Remembers your preferencesMicrosoft 365 Copilot: YesClaude: Yes
Code executionMicrosoft 365 Copilot: YesClaude: Not verified
- Microsoft 365 Copilot
- File creation and editing on all plans; Claude Code not on Free Vendor page · checked 2026-10-18
- Claude
- Not verified: the vendor gives no detail. Not verified
Team workspaceMicrosoft 365 Copilot: YesClaude: Yes
- Microsoft 365 Copilot
- Team plan adds project sharing and collaboration; not on Free/Pro/Max Vendor page · checked 2026-10-18
Connects to your other apps (API)Microsoft 365 Copilot: Not verifiedClaude: Not verified
- Microsoft 365 Copilot
- Not verified: the vendor gives no detail. Not verified
- Claude
- Not verified: the vendor gives no detail. Not verified
What you risk by starting
Microsoft 365 Copilot
Trial, refunds and getting your data out of Microsoft 365 Copilot.
Claude
Trial, refunds and getting your data out of Claude.
- Refund policy
- Payments are generally non-refundable except where the Consumer Terms say otherwise; EEA/UK customers can request a refund in-app within 14 days
- Vendor page · checked 2026-10-18
Where these facts come from
Microsoft 365 Copilot
https://www.microsoft.com/en-us/microsoft-365-copilot/pricing · checked 2026-10-16https://www.microsoft.com/en-us/copilot/pricing/business · checked 2026-10-16What to do next
- Work out the cost for your own team size
- Compare the runner-up, Claude
- See how we score, so you can check our work
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Data last verified: 2026-10-16